But if I understand correctly, the point of bringing up the Oregon study was that access to medical care doesn't seem to have a lot to do with it. At least not the incrementally better access provided by Medicaid programs.
I would certainly speculate that there is a bundle of ideas that contribute to it. Ideas about personal decisions being impactful, leading to things like less smoking and better diet, and even better life situations (which can presumably lead to a different relationship with stress).
Probably because the poor behave differently from the rich - they tend to overeat more, exercise less, smoke more and drink more.
Also any disabled person (who probably has other health problems that reduce life expectancy) is by definition poor (poverty is defined as low market income).
All of the behaviors you cite could be caused by extreme stress, poverty, or threats to safety/well-being (rather than being a cause of poverty). I've felt it, and I've done it.
Why is the gap around a full dozen years?