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Beyond 2 years salary in savings, one should also factor in the cost of medical insurance. One bad accident or illness will eat that savings account in a heartbeat.


The two year salary metric is very strange in my opinion. I've quit jobs and taken time off without anywhere near two years of savings.


The article actually says

> enough savings to last at least two years

That's good, because you should lose the mindset that salary is equal to spending in a hurry!

Savings that lasts two years accounts for all of your expenses over a two year period. Yes, if you need medical insurance, and it was supplied by your employer, it no longer will be, and you need to factor that into your expenses.


Only in America




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