I have linked to another page or perhaps to an Evernote document which is what I used to use for todolists (but their formatting was painful occasionally).
Agreed though, that if they're going to allow notes, the notes should be more full-featured.
You can treat the notes like a simple document. I have lots of leaf nodes that are like big documents, once you get into them they're basically just like a big plain text doc.
- Hosting: Heroku
- IDE: RubyMine
- Accounting: Xero
- Analytics: Google Analytics, MixPanel
- To do list/notes: Workflowy
- Version control: Git
- Backups: SpiderOak (because they store encrypted data)