> The people that I know that own the means of production work extraordinarily hard.
This is not the point I'm making.
> Long-term disability insurance has nothing to do with whether you are an owner or a worker, but whether you make enough money to afford the insurance premium - - and you can earn that money either by salary or dividends (and their proxies).
Of course you can buy insurance, again, this is not the point I'm making, it's an analogy to the point of: do you depend on someone employing you, and paying you, to live (and have a meaningful life somehow)? You can only pay insurance if you are earning money, usually through a salary...
This is not the point I'm making.
> Long-term disability insurance has nothing to do with whether you are an owner or a worker, but whether you make enough money to afford the insurance premium - - and you can earn that money either by salary or dividends (and their proxies).
Of course you can buy insurance, again, this is not the point I'm making, it's an analogy to the point of: do you depend on someone employing you, and paying you, to live (and have a meaningful life somehow)? You can only pay insurance if you are earning money, usually through a salary...