I personally buy used, and pay about a quarter of that or less when I buy a car.
If you can hoof it all the way to Fairfield (2.5 hours from Y Combinator HQ in SF; Muni->BART->Amtrak->taxi), you can get a 7 year old Model 3 for $14k tomorrow.
https://www.autotrader.com/cars-for-sale/vehicle/770441711?a...
I personally buy used, and pay about a quarter of that or less when I buy a car.