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I think it was the same with PIX in Brazil, and Swish in Sweden, and probably many more precedents.


Don’t know about Swish but UPI heavily influenced Pix, from its open architecture, alias-based addressing, and QR code infrastructure


Oh I didn't know that... Swish is quite different so I would expect it to be a completely independent invention, and in any case I don't really know which is older.


They are not precedents. Infact PIX heavily borrowed from UPI.




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