Because it'll get declined after a few attempts once it's past the limit, then your account would likely get marked for fraud. Try it and report back, but repeated method of payment failures get accounts suspended pretty reliably at any place that does CC processing, since it's also a risk to their merchant account to have a higher percentage of declined payments (ie higher fraud risk) and it's far safer for them to cut you off / blacklist you vs giving you more chances and the sure bet that they'll invoke higher merchant account / payment processor fees. If they make it to the "high risk" category, they're cooked too; Mastercard for example has MATCH that once you're added, you're considered high-risk at ANY other place you try to get CC processing going again. You can read a bit more about that here: https://docs.stripe.com/disputes/match Payment processors can fully drop merchants that have too high of a risk / too many chargebacks / too high payment failure percentages.