Some people's money is more valuable as well. Congestion pricing simply tips the balance of the system in favour of people who value time more than money.

Well except that the people paid the least per hour are also the ones who can afford to lose time the least and have the least ability to pay for congestion.

So the people who can least afford to lose time will avoid congested traffic and lose less time? Sounds like that could work out well.

If you wait an extra hour before commuting home because of the cost, I don't call that "lose less time".